Terms & Conditions
1. Agreement to Terms
These Terms & Conditions ("Terms") govern your access to and use of the PerfectHomeCover website and services. By using our site, you agree to be bound by these Terms. If you do not agree, please do not use our services.
2. Services Provided
PerfectHomeCover operates as a marketing and lead-generation platform for home, homeowners, landlord, and property insurance products. We collect information to connect users with licensed insurance providers. We are not an insurance carrier and do not issue or bind insurance policies.
3. Eligibility
You must be legally eligible to request insurance in your jurisdiction. By submitting information, you confirm that the information is accurate and that you are authorized to provide it.
4. Quotes & Coverage
Insurance quotes are estimates based on the information you provide. Final pricing, coverage terms, eligibility, and policy issuance are determined solely by the insurance provider.
5. User Responsibilities
- Provide truthful, accurate, and complete information.
- Use the website only for lawful purposes.
- Do not attempt to misuse or interfere with site operations.
6. Intellectual Property
All content, branding, logos, and materials on this website are owned by PerfectHomeCover or its licensors and may not be copied or reused without written permission.
7. Disclaimers
THE WEBSITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND. PERFECTHOMECOVER DOES NOT GUARANTEE COVERAGE AVAILABILITY, RATES, OR OUTCOMES.
8. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, PERFECTHOMECOVER SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR USE OF THE SERVICE.
9. Indemnification
You agree to indemnify and hold harmless PerfectHomeCover and its partners from any claims arising from your use of the site or violation of these Terms.
10. Termination
We reserve the right to suspend or terminate access to the website at any time for violations of these Terms or misuse of the services.
11. Governing Law
These Terms are governed by the laws of the applicable jurisdiction where the business operates. Any disputes shall be resolved in the appropriate courts.
12. Changes to Terms
We may update these Terms periodically. Continued use of the site constitutes acceptance of the updated Terms.
13. Contact Information
PerfectHomeCoverEmail: legal@perfectautocover.com
This document is provided for general informational purposes and does not constitute legal advice. Please consult a qualified attorney to ensure compliance with local laws.